BudgetLoop

budgetloop.app

Privacy first · server-free budgeting

Privacy and calm, in one loop.

BudgetLoop keeps your budget off our servers.

Everything stays under your control. We give you guardrails and rhythm—without touching your accounts or storing your data.

Open budgetloop.app→See how it helps
No server storageLive guardrailsOne-tap monthly reset
January · Budget Loop
On track

Available Balance

$306.20

This month

-$193.80

39% of budget used

$193.80 / $500.00

Budget

$500

Spent

$194

Remaining

$306

BudgetLoop is built on a simple belief:

A simple rhythm beats a complex spreadsheet.

Straightforward language, soft colors, and clear guardrails make spending feel tangible and calm—without drowning in categories or handing over your data.

Why the loop works

Bring the same calm, clear words to your money.

Simple words, rounded cards, warm guardrails. BudgetLoop keeps the same calm focus on “what’s the next move.”

Set

Set your basics fast

Pick weekly, bi-weekly, or monthly, choose your start day, and set a budget amount in seconds.

Live

Live balance + guardrails

See available, spent, and used% in one card with a clear bar. Green to move, amber to slow.

Widgets

Widgets stay in sync

Home and lock screen widgets mirror your budget left so you always know where you stand.

Privacy first

All your data is fully under your control.

Nothing touches our servers. Your loop stays on your device or wherever you choose to store it.

🔒

How we handle your data

  • BudgetLoop never stores your statements, screenshots, or credentials.
  • Imports are processed locally for one-time guardrail suggestions, then cleared.
  • Your budgets and notes live where you choose—your device or your own cloud.
🌱

How BudgetLoop works

  • Local encryption keeps your loop private by default.
  • Live guardrails replace category spreadsheets with simple on/off cues.
  • A monthly reset drafts the next month in seconds—no recategorizing.

The loop in three beats

Three repeating steps. Light and reliable.

Plan a total, follow guardrails, reset monthly. No category micromanagement—just the next clear action.

Plan

Set a monthly limit and guardrails—no categories needed.

Spend

Follow the live bar: green to move, amber to slow down.

Reset

Close the loop at month-end and start the next in seconds.

Questions?

We've got answers

The most common questions about privacy, syncing, and guardrails.

Does BudgetLoop upload my budget data?+
No. Imports are processed locally for guardrails and then cleared. Nothing goes to our servers.
Do I need an account to use BudgetLoop?+
No account is required. You decide where your data lives—on device or in your own cloud.
Can I sync across devices?+
Yes. Use your own iCloud or drive solution to sync; we don’t host or see your data.
How does BudgetLoop help me stay on track?+
It replaces category micromanagement with live guardrails and a simple monthly rhythm.